AIM: TO GENERATE
A MODERATE FUND TO GIVE EMPLOYMENT TO THE NEEDY SECTION OF THE SOCIETY AND
INCULCATE THE VALUE OF ISLAM.
MEMBERS: A
membership fees of Rs. 2000.00 will be required from each member.
SUBSCRIPTION:
Every member for next 10 years will contribute Rs. 1000/- every month till the
total fund of the society raised to 25,00,000/-. The subscription may increase
after some years if the board member of the society feels.
The society will
have president, secretaries and staffs if necessary to run smoothly. There will
be one regular board meeting once in a year unless there is any other
compulsory emergency meeting.
ACTIVITIES:
1)
Employment Generation: Funds, though can
be raised with the subscription from members, it will remain the only money we
subscribed. In order to get some automatic raise in the fund we need to take up
some project where we can do funding and earn percentage of profit not the
interest. This will not only give jobs to the unemployed youth or our elders
but also generate our income in HALAL way. The following are the scheme which
we may take up depending on the atmosphere.
a)
Poultry Farming: Every household are now
doing poultry farming for their needs but cannot do export to the hotels. We
can foresee a big opportunity in this sector. People do not consume much of it
due to lack of availability. If one is selling at 1 kg, ½ kg, ¼ kg, whoever
need for small quantity can purchase for one day meal. This way he won’t need
to spend Rs. 200/- to have a cup of chicken. He can have daily chicken under
his affordable expenditure. We need to tie up with big hotels, restaurants in
the city, towns to supply the chicken besides selling live chickens to
households. This will not only give us a meager income but also give employment
to at least 5/6 peoples in the locality. We can invest 25% of the total assets
to this project. If we have 20 members at least, we can generate 5,00,000/- at
the first 1 year. So, 2 lakhs can be invested in setting up infrastructure for
poultry, purchasing poultry chicks and its feeds for 4/5 months. We can harvest
twice in a year. So, the calculation may be as follows
i)
Infrastructure- Rs. 1,00,000.00
ii)
Chicks (500 nos.) Rs. 20,000.00
iii)
Feeds Rs. 50,000.00
iv)
Electric charge Rs. 2,000.00
v)
Salary (2 people) Rs. 10,000.00
vi)
Transportation Rs. 5,000.00
Total Rs.
1,87,000.00
(One lac eighty seven thousand) our allocation is 2 lacs still 13,000/-
left which may be used in Misc items which may arise later.
Selling price:
If we take the current price i.e. Rs. 140 per Kg.
500 nos x 4 kgs x 140/- = Rs.
2,80,000.00. We further need to spend some amount in transportation so there
will be less profit in the first harvest as we spent a handsome amount in
infrastructure. But in second harvest, we need to invest only 1 lacs only which
will earn 2.8 lacs or more. We may also think of epidemics such as bird flu
which may cause death of chickens. So another 80,000/- may be deduct from the
estimated profit. Still we make a profit of 1 lacs which is not bad. This will
go the society’s fund.
Every year there will be two season to sell the grown up poultry and
have a chance to generate at least 1.5 to 2 lacs revenue out of 2 lacs
investment.
b)
Women employment: The local uneducated
mother and sisters are earning money in very unconventional methods such
as digging sand from the river belly throught out the day escaping the fard
(namaz) and also a very hard work. There may be mother and sisters among the
women in the locality who wants to earn money but not feeling good to take up
this job as they need to expose whole day in the river. We may set up another
working center after completing the first task. They will be provided the
weaving machines, threads, embroidery machines or any other equipment which are
required for them to run the workshop. We may perhaps seek funding from govt.
scheme if permissible to take such help by a society. We will send the sisters
to training programs as and when any such programs are conducted in the state.
The product of the industry will be traditional phanek, salwar of various
designs, dupattas embroidered etc. we need to have a tie up in and out of
Manipur to export the products. The employee of the industry will be paid fixed
monthly salary of 500/- plus incentives for every finished products based on
their performance. To go into an elaborate expenditure of the industry will be
premature since I have no idea of the cost of the machineries and consumables
etc. if we cannot set up a big house for the purpose, we may allow the workers
to do at their home and collect the finished product in a place from where
tagging and exporting of items can be done.
c)
Dairy Farm: Dairy farm is seen as very
promising sector in rural areas like ours. There is no lack of field even if we
need to take them outside the barn. There are variety of cows which gives more
milk. We may purchase the JARSEE or other hybrid cow. This will give at least 3
men employment. 1 man will be for milking, 1 for feeding and 1 for exporting
the milk to the hotels and household. The expenditure may be as follows:-
i)
Cost of cow (3 cows)@ Rs. 40,000/- = Rs. 1,20,000.00
ii)
Salary of the employee 2000/-
each =
Rs. 6,000.00
iii)
Fodder (it won’t cost much as
dry fodder in the form of rice husk and straw are available in plenty. Besides
we need to purchase some oil cake such mustard oil cake during the season and
store it. Green fodder can get free of cost for three cows throughout the year
from here or there. We may spend around 10000/- for fodder (all kinds of
fodder) in a year =
Rs. 10,000.00
Total =
Rs. 1,36,000.00
(One lac thirty six thousand only)
Harvesting:
i)
Milking 15 ltrs/per day per cow
@Rs. 30/- per liter 45 ltrs x 30 = Rs.
1,350.00 per day
ii)
Total income on milk 1350 x 30 days =
Rs. 40,500.00
We will impart necessary training to the farmers in the State Animal
Husbandry Department for better service. If the product of the milk comes as we
plan, we may generate around 2.5 in a year while the expenditure made is around
1.5 lacs in first year and 10-20 thousand in subsequent years. Here too, we
will make a profit of Rs. 2 lacs which will go to the society’s fund. In the
next one or two year, we may expand the farm to around 10 cows as we will be
able to handle more cows from the experience we had.
d)
Farming paddy fields: Another very
conventional and easy way of providing employment and generating fund is paddy
field farming. We may acquire land on leased from anyone and trusted to someone
who wants to farm but does not have land. He will farm the land as if it is his
property and will ask in return only 8 bags. As such there will be no
expenditure in this project. We may extend help in extreme necessity for which
we may reserve Rs. 4000/- for 4 sangam. The annual return would be around Rs.
6000 x 4 = Rs. 24,000.00 while our main investment of 2 lacs remains intact.
The straws will be another fodder source for dairy farm.
2)
Profit sharing: The purpose of the
society is to develop our locality with the aim to provide them sustainable job
so that they can prosper. When the total assets/liquidity of the society reaches
to above 25 lacs, we may start distributing some share of the profits. We may
distribute 20% of the profits to the members, 30% to the charity (such as
scholarships to the under poverty students, masajid, madrassa and financial
assistant to the poorest household of the locality) and 50% to the society fund
till we can raise fund up to 1 cr.
3)
Charity: In charity we need to conduct
scholarship programs for bright students to encourage their studies providing
basic money for enrollment of student of under poverty household of the whole
year. The priority has to be seen when it comes. We may also assist financial
helps to the Masajid renovation, cleanliness of the graveyard etc. The
foundation will take active part in awareness programs through modern way about
the beauty and importance of Islam and practices we need to adopt in daily
life. The foundation will organize workshop cum seminar inviting Islamic
scholars and muftis to put perspectives of Islam in an interesting way so that
no body feels that they are being preached. Preaching is not something which is
easily digested as we all are matured and want to neglect such things. They
have the idea that if they listen and agreed to what are being preached, they
may be compelled to follow which they do not feel doing.
4)
Fund for Hajj: We will allow 2-3 people
to perform Hajj from our fund every year or if possible we all will go
together.
5)
Natural Calamity/Sudden loss: We will
keep 10% of the total fund to help out the person affected by Natural calamity,
emergency aid and death cases depending on the merit of cases.
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